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Credit : Business & Finance

Why Have A Credit Score

Is your credit rating a mystery to you?Don't understand the need for a credit score? Don't understand what your credit score is or how to improve your credit score. Then learn more by reading this article.

Open Credit Vs. Line of Credit

Open credit and a line of credit are obtained through applying for loans with financial institutions. They help establish credit and increase a credit score, if the accounts are kept in good standing. They differ in their qualifications and limitations.

5 Things To Consider Before A Balance Transfer

Balance Transfer is an opportunity to pay off your credit card debt on a reduced interest rate or without paying any interest, for a given period of time. It is the most common perk credit card companies use to entice new customers. It is a good perk too and many people take advantage of it to reduc

How to Use Credit Cards for No-Interest Loans

Even when interest rates are low, the rates for personal loans or unsecured loans remain relatively high. And not everyone owns a home or has enough ownership equity to be able to tap into a home-equity line of credit or second mortgage. So if you need a loan to consolidate debt or pay for a remodel

Have you been violated by your credit card debit?

In recent action by the government regarding issues on the rights of the credit card holder, a public law was enacted in promotion of accurate credit history, fairness in transactions, and most of all

An Introduction To Credit Report

A credit report works similar to the way a report card for a high school student would. In an educational institution, the grades written on that card would reflect the academic performance of the receiver. ...

Low Interest Credit Cards

Credit cards have now become a way of life. Most of us cannot really imagine life without them.

Consumer Credit Counseling Service

As one of the great boom industries of our times, consumer credit counseling services can be found everywhere. With American consumers deeply in debt and mired in trying to get out of it, the counseling business has expanded to meet the demands.

The Reasons Behind Secured Credit Cards

For some people, a credit card is a valuable necessity that is required for use in every day life and a secured credit card solution seems pointless, after all why would need to secure you card when you don't need to? For some people, in particular those that are struggling with a bad credit hi

You Can Get Yourself Out of Bad Credit

People have bad credit for different reasons such as uncontrolled debt, sudden loss of job, divorce, illness or unexpected circumstances. Whatever the reason is, bad credit is not a hopeless situation. It is a relief to know that it's possible to get out of bad credit.

The Benefits of Prepaid Visa Credit Cards

Prepaid visa credit cards are gaining in popularity as many individuals are exploring their options when it comes to obtaining a credit card. There are several reasons why a prepaid Visa card can have advantages ...

Credit Card Interest Reduction

If you are in financial trouble, researching credit card interest reduction [] is what you need to first look at in order to get yourself out of debt. Basically, the higher the interest rate on ...

Credit Restoration That Works

Restoring your credit is not as tough as some people make it seem but it does require a little work and patience. The key to bringing your credit rating back to life is understanding exactly the steps that need to be taken. In this article I will share with you those steps.

Intro of Currency Exchange Forex Trading

There are numerous reasons to get involved in FOREX trading - high leverage rates, liquidity of traders capital, truly 24 hours trading environment, convenience of trading online, and the list goes on and on. FOREX ...

Ready...Set...Go... - Feb 2011

The new year just started and it's already time for hearts and cupid, shamrocks and shenanigans, and Uncle Sam and taxes. This month we have plenty of ways to prepare for them all with a soun

List of Positive Uses for Credit Cards

Positive uses for credit cards.Credit card image by amlet from Fotolia.comCredit cards can be helpful when they are used in the correct manner. Understanding that credit is a privilege is important when obtaining and using a credit card. Any time payments are not made or are continuously...