Personal Finance : Business & Finance
If your current employer decides to terminate your position by firing you, the employer will ask you to sign a dismissal form. The employer keeps a copy of the signed form to show that you understand the circumstances under which you separated from the company. If you disagree with the circumstances
According to myFICO, a Fair Isaac Corporation (FICO) score is almost entirely based upon payment history, outstanding debt and length of credit history. Young people just entering the workforce typically have no credit history and therefore cannot be scored by a lender. Borrowers should start buildi
According to the Financial Consumer Agency of Canada, your credit score in Canada is calculated by two credit bureaus: TransUnion and Equifax. Your credit report will also contain identifying information such as where you live that does not affect your credit score.
Unemployment benefits represent an important safety net for those who find themselves unemployed and without work through no fault of their own. After initially qualifying for unemployment benefits, individuals must continue to meet ongoing requirements to maintain their eligibility for unemployment
If you have a good credit score, that means it's easier for you to get credit cards and loans and to qualify for favorable terms. If you have a bad credit score, it can prevent you from getting any loans, making big-ticket purchases or being able to get a Visa or MasterCard. You need to know the fac
A power of attorney form is a document that authorizes someone else to perform legal acts on your behalf. You may authorize an agent, for example, to purchase a vehicle in your name. If you do, you will be legally bound to the purchase as soon as the agent signs the purchase contract in your name.
Debt counsellors work with a variety of individuals at all stages of debt. For some people, debt consolidation is the right path to take to help reduce debt and make monthly payments more manageable. There ...
Lenders and other companies report your credit account activity to credit bureaus. The bureaus maintain a database of this information and then use it to compile individual credit reports on consumers. These reports contain personal details, such as your Social Security number, past and current addr
If you live in Chicago and have trouble feeding yourself or your family, the Supplemental Nutrition Assistance Program (SNAP), formerly known as food stamps, can help. Participants are able to purchase groceries of their own choosing each month using a debit card, also called a LINK card, loaded eac
Low money market rates are forcing a lot of investors to look to other forms of investment for better returns. Alternative investments that have been getting a lot of attention are commodities and precious metals. ...
With rising fuel prices already in motion and rising labor inputs just over the horizon for airlines, Lee Byers have identified good candidates for a potential short. The industry is likely to undergo further consolidation, ...
Bankrupt. Businessman with empty pockets (with clipping paths) . image by Vitaliy Pakhnyushchyy from Fotolia.comThe requirements for Social Security disability benefits vary from state to state. In Ohio, a taxpayer is eligible for disability benefits if she is a U.S. citizen or permanent...
A credit report is a vital piece of a consumer's ability to get new credit or loans. Having a judgment appear on a report can be devastating, especially because the item can remain for many years.
Food stamps help low income families buy food. Applicants and their household members are tested against federal guidelines to ensure they meet the requirements of the program. In cases where custody is shared, parents also share expenses for the child. If you are applying for food stamps and have j
For most of us, having the right checking account is the key to managing our finances. Account features vary, depending on the bank or credit union you choose. In New Jersey, there are several ways to compare checking accounts.
Health care costs are sky rocketing day by day. Therefore the need for having a mediclaim policy for you and your dependents has grown. Suppose you have to undergo some medical treatment or need to ...
We all want to be assured with our future especially the future of our family. It is sometimes important to think ahead of our future and prepared what worst thing will happen. Income insurance is ...
Bankruptcy enables you to partially or fully eliminate many debts, but you risk losing assets such as a home as well as suffering damage to your credit rating. The type of bankruptcy case you file determines how long your credit rating will suffer and which assets you are allowed to keep, according
You cannot start a certificate of deposit (CD) in the name of your irrevocable trust, because you and an irrevocable trust are separate entities, and only the trustee of the trust can open accounts with trust money. However, you can open an account in the name of your revocable trust, and you can ta